Con socios en seguros de crédito desde 1990, LTR Global como corredor independiente especializado unida a la capacidad aseguradora global de TCU en Bermuda, ofrece a bancos, factorings y fondos de inversión soluciones que no existen de otra forma en la región.
LTR Global y TCU han construido una alianza estratégica exclusiva que combina la profundidad regional de un corredor independiente con la capacidad aseguradora de una estructura regulada en Bermuda.
Intermediario independiente, sin vínculos con ninguna aseguradora, garantizando asesoría objetiva y representación exclusiva del cliente en cada etapa del proceso.
Aseguradora especializada en riesgo de crédito comercial y financiero. Opera bajo Segregated Accounts Company (SAC) en Bermuda, regulada por la BMA.
En seguros de crédito en Chile desde 1995, como Gerente de Continental Trade Credit Insurance (Atradius). En 2001 fundó LTR Global, la primera corredora especializada de América Latina, asumiendo su Presidencia. Partner de TCU desde 2021.
En seguros de crédito desde 1970. Ex Presidente de AIG Trade Credit y fundador de Latin American Underwriters (LAU). Anteriormente en OPIC (Washington DC). Referente mundial en ECPRI.
La estructura LTR Global × TCU ofrece condiciones técnicas y comerciales sustancialmente superiores en cada dimensión relevante para bancos, factorings y fondos de inversión.
| Dimensión | Seguro Tradicional | LTR Global × TCU ✓ |
|---|---|---|
| Estructura | Póliza Multibuyer estándar, portafolio genérico compartido | Coberturas individuales y Top-Up · Reaseguro Rating (A) |
| Cobertura Geográfica | Mercado doméstico o exportaciones de bajo riesgo convencional | Mercados emergentes globales · 40+ países |
| Capacidad | Limitada por balance local, sujeta a restricciones regulatorias | Bermuda SAC + Reaseguro global · sin restricción geográfica |
| Flexibilidad | Condiciones predefinidas, poca adaptabilidad al cliente | Póliza 100% a medida · corto y mediano plazo hasta 5 años |
| Velocidad | Semanas — sin acceso a equipo de análisis de riesgo | Acceso directo a underwriters TCU · respuesta en días |
| Siniestros | La aseguradora defiende sus intereses · proceso complejo y lento | LTR Global defiende al asegurado activamente en cada etapa |
| Documentos cubiertos | Facturas comerciales · solo corto plazo | Pagarés · Promissory Notes · Facturas |
Diseñadas para bancos, factorings, fondos de inversión, prestamistas y productores de commodities que operan en mercados emergentes.
Cobertura de activos crediticios emitida a través de una Segregated Accounts Company (SAC) en Bermuda, regulada por la BMA. Integra riesgo comercial y financiero bajo una misma estructura jurídica.
TCU establece una celda personalizada para el asegurado en semanas, usando Segregated Account o Incorporated Cell Company. Solución óptima para empresas con grandes volúmenes que buscan mayor control y eficiencia.
Cada deudor cuenta con condiciones individuales de cobertura: límite aprobado, plazo máximo, tasa de prima, período de espera y período de extensión. La estructura permite adaptar y ampliar coberturas operación a operación.
Cobertura para operaciones de Trade Finance, Confirming y Supply Chain Finance. Protege Pagarés y Promissory Notes, habitualmente excluidos por el seguro tradicional. Plazos desde corto hasta mediano plazo (hasta 5 años).
Ofrecemos una consulta técnica inicial sin costo para analizar su portafolio y determinar la solución de seguro de crédito más adecuada.
With credit insurance partners since 1990, LTR Global as an independent specialized broker, combined with TCU's global insurance capacity in Bermuda, offers banks, factoring companies and investment funds innovative credit insurance solutions unavailable elsewhere in the region.
LTR Global and TCU have built an exclusive strategic alliance combining the regional depth of an independent broker with the underwriting capacity of a regulated structure in Bermuda.
An independent intermediary with no ties to any insurer, guaranteeing objective advisory services and exclusive client representation at every stage of the process.
A specialized insurer in commercial and financial credit risk, founded by former AIG, Allied World and LAU executives. Operates as a Segregated Accounts Company (SAC) in Bermuda, regulated by the BMA.
In credit insurance in Chile since 1995, as Manager of Continental Trade Credit Insurance (Atradius). In 2001 founded LTR Global, Latin America's first specialized broker, serving as President. TCU Partner since 2021.
In credit insurance since 1970. Former President of AIG Trade Credit and founder of Latin American Underwriters (LAU). Previously at OPIC (Washington DC). Global reference in ECPRI.
The LTR Global × TCU structure offers substantially superior technical and commercial terms across every dimension relevant to banks, factoring companies and investment funds.
| Dimension | Traditional Insurance | LTR Global × TCU ✓ |
|---|---|---|
| Structure | Standard Multibuyer policy, shared generic portfolio | Individual coverages and Top-Up · Reinsurance Rating (A) |
| Geographic Coverage | Domestic market or low-risk conventional exports | Global emerging markets · 40+ countries |
| Capacity | Limited by local balance sheet, subject to regulatory restrictions | Bermuda SAC + Global Reinsurance · no geographic restriction |
| Flexibility | Predefined conditions, limited adaptability to client needs | 100% bespoke policy · short and medium term up to 5 years |
| Speed | Weeks — no direct access to risk analysis team | Direct access to TCU underwriters · response within days |
| Claims | Insurer defends its own interests · complex and slow process | LTR Global actively advocates for the insured at every stage |
| Documents Covered | Commercial invoices · short term only | Promissory Notes · Invoices · Short & Medium Term |
Designed for banks, factoring companies, investment funds, lenders and commodity producers operating in emerging markets.
Credit asset coverage issued through a Segregated Accounts Company (SAC) in Bermuda, regulated by the BMA. Integrates commercial and financial risk under a single legal structure.
TCU establishes a personalized cell for the insured within weeks, using a Segregated Account or Incorporated Cell Company. Optimal for companies with large volumes seeking greater control and program efficiency.
Each debtor has individual coverage conditions: approved limit, maximum tenor, premium rate, waiting period and extension period. The structure allows coverages to be adapted and expanded transaction by transaction.
Comprehensive coverage for Trade Finance, Confirming and Supply Chain Finance operations. Protects Promissory Notes, instruments typically excluded by traditional credit insurance. Tenors from short to medium term (up to 5 years).
We offer a complimentary initial technical consultation to analyze your portfolio and determine the most suitable credit insurance solution.